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Binding, Non-Binding and Why Quotes Change

The single most useful thing to know about a moving quote is which of three legal types it is.

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· Michael Blair

Moving estimates come in three legal forms, and the difference decides whether the price you were given is the price you pay. Most disputes trace back to nobody explaining which one was issued.

The three types

A non-binding estimate is a guess and can rise on the day based on actual weight or hours. A binding estimate fixes the price for the listed inventory. A binding not-to-exceed estimate caps the price but lets it fall if the actual weight is lower.

The last is the best for a customer and is worth asking for by name.

Why a quote rises

Items not on the original inventory, access that differs from what was described — stairs, a long carry from the truck, an elevator — and packing that was assumed to be done and was not.

A quote given without a survey, in person or by video, is a guess about all three.

  • Ask for binding not-to-exceed where possible
  • Insist on a survey, in person or by video
  • Declare everything, including the garage and the loft
  • Describe access honestly at both ends
  • Get any change in writing before loading continues

Local versus long distance

Local moves in Tennessee are usually priced hourly with a crew size, so the variables are how long it takes and how many people.

Interstate moves are priced by weight and distance and fall under federal rules, which give you specific rights including a written estimate and a dispute process.

The day-of conversation

If the crew says the price has changed, stop and get it in writing before loading continues. Once possessions are on a truck the negotiating position changes entirely.

A reputable mover will explain the change against the inventory. A hostage situation is a recognised scam and should be reported.

FAQ

Binding, Non-Binding and Why Quotes Change — questions

What is a binding not-to-exceed estimate?

A quote that caps what you can be charged for the listed inventory while allowing the price to drop if the actual weight comes in lower. It is the most favourable of the three types for a customer, and it is worth asking for by name because it is rarely offered unprompted.

Why did my moving quote go up on the day?

Usually items that were not on the inventory, access that differs from what was described — stairs, long carries, elevators — or packing that was assumed complete. All three are avoidable with a proper survey beforehand. A quote given over the phone without one is a guess.

Can movers hold my belongings for more money?

Demanding payment above a binding estimate before releasing goods is a recognised scam and is unlawful for interstate moves. Get any price change in writing before loading continues, since your position weakens considerably once possessions are on the truck. Interstate moves have a federal complaint process.

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